Finanzalife🇩🇪 Family Budgeting App for Germany
Plan your family's money in EUR (€) with guided life-event budgets, a net-worth dashboard, automatic loan & mortgage amortization and true multi-member family access — built for German households.
💷 Made for the EUR
New accounts opened in Germany default to the EUR, detected automatically from your location — no manual setup. Every amount, report and forecast is shown in €, and VAT (Mehrwertsteuer) is easy to record against each expense.
👨👩👧 Whole-family, private by design
Invite your partner and family members, each with their own login and exactly the permissions you choose. Perfect for German families managing one household budget together while keeping personal details private.
🏦 Track the accounts German families actually use
Keep contributions and balances for the savings and retirement vehicles common in Germany alongside everyday spending, so you always see the full picture:
employer-based company pension
state-subsidised private pension plans
regular investing into low-cost index funds
instant-access and fixed-term savings accounts
ℹ️ Finanzalife helps you organise and plan your money. It does not file taxes or provide tax or financial advice — for that, speak to a qualified professional or the Finanzamt.
🎯 Plan for life's biggest moments
Ready-made, editable budgets guide you through the events that reshape a family's finances — with sensible starting numbers you adjust to your own situation:
- Buying your first home & managing the mortgage
- Welcoming a new baby and planning childcare
- Weddings, moving and career changes
- Paying down debt and building an emergency fund
- Saving and investing for retirement
Frequently asked questions
Does Finanzalife work in Germany?
Yes. Finanzalife supports the EUR (€) and is built for German families, with life-event budgets, a net-worth dashboard and multi-member family access.
Which currency does it use for German users?
New accounts opened in Germany default to the EUR, chosen automatically from your location. You can change your family currency at any time in settings.
Can it help me plan around German savings accounts?
You can track balances and contributions to accounts such as Betriebliche Altersvorsorge, Riester- & Rürup-Rente, ETF-Sparplan, Tagesgeld & Festgeld. Finanzalife gives you the full picture, but it does not file taxes or give tax advice — for that, speak to a qualified professional or the Finanzamt.
Is there a free trial?
Yes. Every plan starts with a free trial and you can cancel anytime. No card is required to explore the interactive demo.
Also available in your region
Also serving Ireland and the wider Eurozone in EUR, plus CHF, JPY and SGD.
Start your free trial